Meet Your Xpert

Carmine Alvaro - Director

With experience in both property and finance, Carmine can point you in the right direction in any aspect of your finance needs, as well as assisting his clients to find exclusive properties off the market, or negotiating property purchases on your behalf through his extensive networks including real estate agents, developers, builders, and buyers agents across Australia.

Xpert Services

Home Finance

Whether your looking to buy your first home, next investment property, or looking for a cash out loan on your property, X can assist you with any type of transaction including low doc loans, bridging loans, guarantor loans, and low credit score applications.

Personal & Business Finance

If you are looking for a new car, equipment finance for your business, cash flow loans, tax debt relief or personal loan funding, X can help you with any of your personal, business, or commercial needs.

Property Advisory & Sourcing

At X, we are unique in providing both finance and property expertise and advice. With extensive experience in property, and utilizing our vast database of referral networks, we can help you source off market properties, negotiate on your behalf for purchases, find you development sites for your next project, and everything in between.

Download our client handbook.

  • In this handbook you will find the “Top 25 Questions” I get asked as a Broker.

    This will give you some knowledge and insight on how I can be of assistance to you, and the benefit of using me as your Broker.

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